Secure a short-term loan against your jewellery with Pawnmy and be assured of a fair rate.
Many people have at least one special item of high-value jewellery, which may symbolise a special life event. When you need cash, you can turn your jewellery into collateral to free up funds fast, without losing your prized possessions forever.
When you’re ready to apply for a low-rate cash loan, the process couldn’t be simpler. Using our online application process, send us a description and some photos to get the ball rolling. We can assure customers your precious items will be looked after well during the term of the loan and then returned to you in exactly the same condition.
To comply with anti-money laundering legislation and to help protect our customers and guard against theft and fraud, we need to establish and verify the identity and address of all customers. You will be asked to provide a minimum of three documents: one to confirm identity, such as a passport or driving licence, another to confirm address such as a recent utility bill or bank statement & documentation in respect of the item of jewellery used for security such as paperwork. We may in some instances require proof of ownership by way of a purchase invoice.
We provide loans against luxury items such as Diamond & Gold Jewellery.
Valuables such as jewellery are stored in our secured vaults.
The quickest & easiest way to get an idea of value & how much you may be able to borrow would be to complete our online enquiry form and provide clear photographs of the item(s).
You can also send pictures via our WhatsApp service on 07789 780777. Our team usually respond very quickly to all enquiries.
As a loan we would usually offer up to 65% of trade values.
You will need to repay the original loan amount, plus the interest incurred to complete the agreement.
No, we do not carry out credit checks on Asset Finance / Pawnbroking loans. However, for your peace of mind, we may check items against a stolen goods register.
The agreement is a regulated standard Pawnbroking contract for 7 months, with an option to renew.
Yes, you can obtain the jewellery back at any point during the agreed period by settling the loan. If you choose to settle the loan early you would receive an early settlement discount.
At the end of the agreement we would be happy to discuss renewing the loan with you. This would mean that you would have to pay the interest only up to date.
In the event that you are unable to pay the interest or loan at the end of the contract, your asset will be sold. The funds generated from the sale will be used to clear your loan, as well as any interest or costs associated with the sale. Please note: any surplus funds will be returned to you.
Your jewellery will be offered for sale at an auction or by private treaty.
Pawnmy is a trading style of Logbook Lending Limited, registered in England and Wales.Co.Hse. 7409180. Registered Office: 82 Wandsworth Bridge Road, London, SW6 2TF. We trade from: Kinetic Business Centre, Theobald St, Borehamwood, WD6 4PJ.
Logbook Lending Limited is authorised and regulated by the Financial Conduct Authority for Consumer Credit. Our authorisation 673568 can be verified by viewing the FCA Register. We are also registered with the Information Commissioner’s Office under ZA658269 for data protection purposes.